Retirement marks the beginning of a new chapter, where one is free to explore their interests, relax, and enjoy their hard-earned rewards. That said, to build such a lifestyle, it is important for one to choose a place to live in the right region. Fortunately, one can find various such senior-friendly states in the country. From serene coastal towns to bustling cities with vibrant cultures, these states have something for everyone.
1. Florida
The state is often considered a favorable retirement destination primarily because of its low tax rates compared to other places in the country. Florida residents also don’t have to worry about estate, inheritance, and income tax. That said, when planning for life after retirement, one should check the Florida State Tax Guide. Another noteworthy senior-friendly feature of the state is its low-cost home care and adult daycare services. Finally, the state offers seniors recreational options like golf courses, volunteer opportunities, game nights, and other activities.
2. Virginia
This state is known for its high-quality senior care centers and easy access to various doctors, dentists, and wellness professionals. Virginia is also considered one of the safest places to retire, offering seniors high protection against any harm. The state is also among the top taxpayer-friendly states in the country. These aspects, combined with good air quality and a low crime rate, make Virginia a great place for retirees.
3. Colorado
The state is one of the few places in the country that prioritizes the mental and physical wellness of older adults. It has a low rate of social isolation among seniors and offers residents a host of opportunities for outdoor recreation. The state is also taxpayer-friendly, like Florida, and has no inheritance or estate taxes. Here, one will also find a few affordable retirement cities. Another feature worth noting if planning to retire in the region is that it has great senior care centers.
4. Wyoming
The state offers a variety of volunteering opportunities to seniors to help them stay occupied and among peers. Wyoming is also known for its low risk and lower crime rates. Its protection laws and low crime rate also ensure that residents are safe from any harm. Additionally, if one is looking for better air quality, moving to Wyoming can be a great option. The state also has a low tax burden.
5. Delaware
Its low tax burden makes Delaware worth considering as a retirement destination. The state does not tax Social Security benefits and local or state sales. Relative to the rest of the country, Delaware has lower property taxes. Another notable aspect is the state’s temperate climate, without any frequent risks of disasters like earthquakes, snow storms, tornados, or hurricanes.
6. Georgia
The state has a low cost of living, with the region consisting of several affordable retirement cities. Georgia also recently lowered the insurance premiums for homeowners, making the place even more affordable for retirees. Here, one would also benefit from the low-cost care and wellness checkups.
7. Idaho
For seniors who want to lead an active lifestyle, Idaho can be a good option. It offers residents numerous opportunities to enjoy the great outdoors. With an overall low crime rate, stunning scenery, and relatively low cost of living, Idaho is an appealing option for retirees. The state also has quality daycare and wellness services. Another senior-friendly feature is the exemption of tax on Social Security benefits. However, if considering moving here, one must be prepared for quite cold winters and the limited availability of public transport.
8. Texas
Although often overlooked by retirees, Texas can be a comfortable yet enriching new home after retirement. For instance, its capital city, Austin, is a prime spot for retirees looking for the right mix of leisure and an active lifestyle. Here, one can enjoy fine dining, music, art, and a bustling nightlife. If golfing is something one wants to explore, they must consider Texas, given that the state has a wide variety of golf courses. Here, one can also make the most of various outdoor, inland, and water activities. Another feature to consider is the region’s good air quality.
When it comes to the cost of living, Texas has a few regions that are considered quite affordable. The state is known for affordable housing, as the average housing costs are lower than the national average. Additionally, the state is considered to be a senior-friendly retirement destination, as it levies no tax on individual incomes, Social Security benefits, or distributions from IRAs or 401(k)s, and pensions.
So, when looking for the best places to retire, one can choose from various such options within the country. From the sunny shores of Florida to the mountains of Colorado, the country offers a wide selection of scenic regions, affordable senior-friendly cities, and some of the safest places to retire. That said, when choosing a place to reside in, one must carefully consider factors like personal preferences, desired lifestyle, destination’s public transportation system, proximity to loved ones, and access to essential services. A thorough evaluation of the best states for retirees will help one choose a place that meets their needs, ensures their safety, and provides them with a comfortable life.
